​

 

We live in troubled times.

​

From executives and middle managers to administration employees and blue-collar workers, from bankers to retail clerks, all are at risk. Job security is gone, a thing of the past. Of course, you already know all this.

​

There is no longer such a thing as a safe and secure job. You have no control.

​

The number of people losing the job at 40 or 45 is rising rapidly.

​

It is a hard and depressing situation for those re-writing their Resume at 45.

​

The number of middle-class families is dropping. Savings accounts are smaller, if they exist at all, and family debt is greater.

​

​